Like with many types of insurance (whether it's home, car, or life) many homeowners would like to think that they are immune from floods. However, believe it or not, in the past 5 years, all 50 states in the US have experienced some type of flooding. As an insurance agent, you need to make sure your clients are prepared. There's nothing worse than having clients go through something as devastating as losing their homes or possessions in a flood, and have to tell them they simply aren't covered. While money can't replace lost items, it certainly can help in rebuilding lives and helping people move on, so you want to ensure your clients can get the maximum benefit they can from their insurance policies.