For boat owners, there's nothing like taking their precious vehicles out onto the water and enjoy a day of just cruising around, wind in their hair, or maybe even dropping a fishing line and wait for a bite. While many boat owners may have carefree attitudes, there's one thing they should never be casual about - insurance. Insurance is importance (and sometimes, a requirement) for anyone who owns a boat. As an insurance agent, if you know anyone who owns a boat but doesn't have insurance, then you should really tell them the important of getting a policy.
Insurance is an important, and even necessary part of life these days. Most people are already familiar with many of the common products like auto, renters, home, and even life insurance, and some may even come to you asking for various policies. However, most clients may not have even heard about umbrella insurance policies. As an insurance agent, you know that such a policy can be important to certain clients, but it's not always appropriate to sell this type of policy to every client. So, let's take a look at who really needs it and how you can best market it to your clients.